Standard current : Default bank account for everyday banking. Suitable for the majority of people. Usually includes overdrafts, debit cards, cash withdrawals etc.

Fee-free basic : Designed for people with a poor credit score and cannot qualify for a standard current account. Similar features to current accounts. Do not include overdrafts.

Student : Only available to full-time students or apprentices. Often come with incentives like railcards or cashback. Often offer interest free overdrafts.

Premier : Designed for high income customers. Generally have strict qualifying criteria. Often include rewards and incentives.

E-money : Designed to be used online and with smartphones. Often include budgeting tools.

Packaged : Come with extra benefits like insurance, cashback and reward points. You’ll often need to pay a monthly fee.

Children/young person : Only available to people under the age of 18.

Graduate : Only available to graduates. Often come with incentives like travel insurance. Designed to support a transition from the interest free overdrafts of student accounts.

Cheque book available : Accounts where a cheque book is given or available upon request.

No monthly fee : Accounts that don’t require you to pay a charge each month to keep the account.

Open to new customers : Accounts that are available to new customers. You don’t have to already have a different type of account with the bank to apply for these accounts.

Overdraft facilities : Accounts that let you temporarily use more money than is in the account. Note that overdrafts are offered based on your circumstances.

7-day switching : Accounts that allow you to switch over all Direct Debits and standing orders from your old account to the new one automatically within 7 days.

Branch banking : Accounts from banks that have high-street branches that you can visit.

Internet banking : Accounts that let you bank online through a dedicated website.

Mobile app banking : Accounts from banks that support banking through a mobile application.

Post Office banking : Accounts that let you bank through a Post Office.